IRA Roll-Overs

You can help save the great rivers of the West using your IRA! If you are 70½ or older, you can transfer up to $100,000 from an IRA to Western Rivers Conservancy.

IRA Charitable Rollover Instructions

The IRA Charitable Rollover was made permanent in December 2015.  If you are age 70 ½ or older, you may now transfer up to $100,000 from your IRA to Western Rivers Conservancy.  Gifts made from your IRA are not reportable as taxable income. At age 72 or greater your gift distibution qualifies toward your required minimum distribution (RMD) for the calendar year, which may lower your income tax burden.

The Charitable IRA Rollover allows you to make a direct distribution from your IRA account to support Western Rivers Conservancy’s work to protect the West’s outstanding rivers and streams for the benefit of fish, wildlife and people.

Important to remember:

  • You must be 70 ½ years or older at the time of the distribution from your IRA to qualify.
  • At age 72 or greater your gift distribution qualifies toward your calendar year required minimum distribution (RMD).
  • Your total non-taxable yearly distribution to one or more qualified 501c3 charities, including Western Rivers Conservancy, is limited to $100,000 each calendar year.
  • You will need to contact your IRA Plan Administrator and request they distribute the rollover amount directly to Western Rivers Conservancy.  Please use the attached form to request a transfer.
  • The check issued from your IRA must be made payable to Western Rivers Conservancy.

Please contact Jim Cox, Director of Donor Relations at Western Rivers Conservancy if you would like to be acknowledged for the gift. Many plan administrators will not include information on who is making the gift unless specifically requested.

The transfer of your IRA distribution must be made directly by your plan administrator to Western Rivers Conservancy by December 31 to qualify for that tax year.

Here are printable IRA Rollover Instructions for your Plan Administrator.

Our friends at FreeWill have provided a free online tool to get you started on making a charitable rollover gift to WRC.

For further information, please contact Jim Cox, Director of Donor Relations at (503) 241-0151 ext. 226 or jcox@westernrivers.org.

Our Mailing Address:

Western Rivers Conservancy
71 SW Oak Street, Ste. 100
Portland, OR 97204

This information is not intended as financial or legal advice. Please consult with your own personal tax advisor for advice and further details.

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